Blog
Long-form guides on UCITS ETFs, savings plans, fees and fund structure — written for how Europeans actually invest. No hype, no stock picks, no US-centric assumptions.
Most UCITS ETFs are domiciled in Ireland or Luxembourg. For funds holding US stocks, the difference is not cosmetic: Ireland's tax treaty cuts US dividend withholding tax from 30% to 15%. Here is what that means for your returns.
TER (total expense ratio) is the headline cost of an ETF, but it is not the whole story. Learn what TER includes, what it leaves out, and how a 0.2% difference compounds over a 30-year investment.
A step-by-step guide to setting up a monthly ETF savings plan in Europe: choosing a broker, picking a UCITS ETF, understanding euro cost averaging, and what €100 a month can realistically grow into.
Accumulating ETFs reinvest dividends automatically; distributing ETFs pay them out. Learn how each share class works, how European tax rules treat them, and which one fits a long-term UCITS savings plan.
One short email when something worth knowing launches — new funds, TER cuts, and fund closures. No spam, ever.